{"id":5186,"date":"2020-12-03T20:34:14","date_gmt":"2020-12-03T11:34:14","guid":{"rendered":"https:\/\/hallawebzine.co.kr\/?p=5186"},"modified":"2025-02-03T14:50:44","modified_gmt":"2025-02-03T05:50:44","slug":"%ed%95%84%ec%97%b0%ec%a0%81-%eb%b3%80%ed%99%94-%ec%86%8d-%ea%b8%b0%ed%9a%8c%eb%a5%bc-%ec%9e%a1%ec%95%84%eb%9d%bc2020-%ed%94%84%eb%a1%ad%ed%85%8c%ed%81%ac-%ea%b8%80%eb%a1%9c%eb%b2%8c-%eb%b9%84","status":"publish","type":"post","link":"https:\/\/webzine.hldni.com\/?p=5186","title":{"rendered":"\ud544\uc5f0\uc801 \ubcc0\ud654 \uc18d \uae30\ud68c\ub97c \uc7a1\uc544\ub77c<\/br>&#8216;2020 \ud504\ub86d\ud14c\ud06c \uae00\ub85c\ubc8c \ube44\uc804 \ucee8\ud37c\ub7f0\uc2a4&#8217;"},"content":{"rendered":"[vc_row][vc_column css=&#8221;.vc_custom_1579077897982{margin-top: -20px !important;}&#8221;][vc_separator color=&#8221;custom&#8221; border_width=&#8221;3&#8243; el_width=&#8221;10&#8243; accent_color=&#8221;#bababa&#8221; css=&#8221;.vc_custom_1579077924162{margin-bottom: -10px !important;}&#8221;]<aside class=\"gap cf\" style=\"height:30px;\"><\/aside>[\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text]\n<p style=\"text-align: justify;\"><span lang=\"KO\">\ucf54\ub85c\ub098<\/span><span lang=\"EN-US\">19 <\/span><span lang=\"KO\">\uc885\uc2dd\uc744 \uac00\ub2a0\ud560 \uc218 \uc5c6\ub294 \ud32c\ub370\ubbf9 \uc0c1\ud669 \uc18d \ud504\ub86d\ud14c\ud06c \uc0b0\uc5c5\uc740 \uc5b4\ub5a4 \ubcc0\ud654\uc758 \uc9c4\ud1b5\uc744 \uacaa\uace0 \uc788\uc744\uae4c<\/span><span lang=\"EN-US\">? <\/span><span lang=\"KO\">\uc9c0\ub09c <\/span><span lang=\"EN-US\">11<\/span><span lang=\"KO\">\uc6d4 <\/span><span lang=\"EN-US\">24<\/span><span lang=\"KO\">\uc77c \ud55c\uad6d\ud504\ub86d\ud14c\ud06c\ud3ec\ub7fc\uc774 \uac1c\ucd5c\ud55c <\/span><span lang=\"EN-US\">\u20182020 <\/span><span lang=\"KO\">\ud504\ub86d\ud14c\ud06c \uae00\ub85c\ubc8c \ube44\uc804 \ucee8\ud37c\ub7f0\uc2a4<\/span><span lang=\"EN-US\">\u2019<\/span><span lang=\"KO\">\uc5d0\uc11c \uadf8 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\ud55c\ub77c\ube44\ubc1c\ub514\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/NdJL-pcRMqE?feature=oembed&#038;showinfo=0&#038;rel=0&#038;modestbranding=1&#038;iv_load_policy=3&#038;playsinline=1&#038;enablejsapi=1&#038;showinfo=0&#038;rel=0&#038;modestbranding=1&#038;iv_load_policy=3&#038;playsinline=1&#038;enablejsapi=1\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/div>\n<\/div>\n[\/vc_column_text]<aside class=\"gap cf\" style=\"height:64px;\"><\/aside>[\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text]\n<p class=\"a\"><span style=\"font-size: 24px;\"><b><span lang=\"KO\">\uc5b8\ud0dd\ud2b8\ub97c \ub118\uc5b4 \uc62c\ud0dd\ud2b8<span lang=\"EN-US\">(All-tact) <\/span>\uc2dc\ub300<\/span><\/b><\/span><\/p>\n[\/vc_column_text]<aside class=\"gap cf\" style=\"height:16px;\"><\/aside>[vc_column_text]\n<p style=\"text-align: justify;\"><span lang=\"KO\">\ucd5c\uadfc \ud504\ub86d\ud14c\ud06c \ubd84\uc57c\uc758 \uae30\uc5c5 \ucc38\uc5ec \uc591\uc0c1\uc774 \ub2ec\ub77c\uc9c0\uace0 \uc788\ub2e4<\/span><span lang=\"EN-US\">. <\/span><span lang=\"KO\">\ud504\ub86d\ud14c\ud06c \uae30\uc220 \ubcf4\uc720 \ud68c\uc0ac\ub9cc\uc774 \uc544\ub2c8\ub77c \uc804\ud1b5\uc801\uc778 \ubd80\ub3d9\uc0b0 \ud68c\uc0ac<\/span><span lang=\"EN-US\">, <\/span><span lang=\"KO\">\uc2a4\ud0c0\ud2b8\uc5c5<\/span><span lang=\"EN-US\">, IT <\/span><span lang=\"KO\">\uac15\uc790\ub4e4\uc774 \ubaa8\uc5ec \ud611\ub825 \ub54c\ub85c\ub294 \uacbd\uc7c1\ud558\uba70 \ub3d9\ubc18 \uc131\uc7a5\ud558\ub294 \uc0c1\ud669\uc774\ub2e4<\/span><span lang=\"EN-US\">. <\/span><span lang=\"KO\">\ud55c\uad6d\ud504\ub86d\ud14c\ud06c\ud3ec\ub7fc \uc548\uc131\uc6b0 \uc758\uc7a5<\/span><span lang=\"EN-US\">(<\/span><span lang=\"KO\">\uc9c1\ubc29 \ub300\ud45c<\/span><span lang=\"EN-US\">)<\/span><span lang=\"KO\">\uc740 <\/span><span lang=\"EN-US\">\u2018<\/span><span lang=\"KO\">\uc62c\ud0dd\ud2b8<\/span><span lang=\"EN-US\">\u2019<\/span><span lang=\"KO\">\ub97c \uc55e\uc73c\ub85c\uc758 \ubcc0\ud654\ub85c \uaf3d\ub294\ub2e4<\/span><span lang=\"EN-US\">. <\/span><span lang=\"KO\">\ucf54\ub85c\ub098<\/span><span lang=\"EN-US\">19<\/span><span lang=\"KO\">\ub85c \uc778\ud574 \uc62c\ud574\ub294 <\/span><span lang=\"EN-US\">\u2018<\/span><span lang=\"KO\">\uc5b4\uca54 \uc218 \uc5c6\uc774<\/span><span lang=\"EN-US\">\u2019 <\/span><span lang=\"KO\">\uc5b8\ud0dd\ud2b8\ub97c \uc2dc\ub3c4\ud574\uc57c\ub9cc \ud558\ub294 \uce21\uba74\uc774 \uc788\uc5c8\uc9c0\ub9cc<\/span><span lang=\"EN-US\">, <\/span><span lang=\"KO\">\uacf5\uac04 \uae30\ud68d\uacfc \uac70\ub798<\/span><span lang=\"EN-US\">, <\/span><span lang=\"KO\">\ud65c\uc6a9 \ub4f1\uacfc \uad00\ub828\ud55c \ubd80\ub3d9\uc0b0 \uae30\uc220\uc740 \uc628\ub77c\uc778 \uad6c\ud604\ub9cc\uc73c\ub85c\ub294 \ud55c\uacc4\uac00 \uc788\ub2e4\ub294 \uac83<\/span><span lang=\"EN-US\">. <\/span><span lang=\"KO\">\ud504\ub86d\ud14c\ud06c \uc0b0\uc5c5\uc740 \uc2dc\ub300\uc640 \uc0b0\uc5c5 \ud2b9\uc131\uc0c1 \uc62c\ud0dd\ud2b8 \uc2dc\ub300\ub97c \uc5f4\uc5b4\uac08 \uc804\ub9dd\uc774\ub2e4<\/span><span lang=\"EN-US\">.<\/span><\/p>\n[\/vc_column_text]<aside class=\"gap cf\" style=\"height:32px;\"><\/aside><img loading=\"lazy\" decoding=\"async\" width=\"860\" height=\"600\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" class=\"thb_image  left full  attachment-full thb-lazyload lazyload\" alt=\"\" sizes=\"auto, (max-width: 860px) 100vw, 860px\" data-src=\"https:\/\/webzine.hldni.com\/wp-content\/uploads\/2020\/12\/01-5.jpg\" data-sizes=\"auto\" data-srcset=\"https:\/\/webzine.hldni.com\/wp-content\/uploads\/2020\/12\/01-5.jpg 860w, https:\/\/webzine.hldni.com\/wp-content\/uploads\/2020\/12\/01-5-300x209.jpg 300w, https:\/\/webzine.hldni.com\/wp-content\/uploads\/2020\/12\/01-5-768x536.jpg 768w, https:\/\/webzine.hldni.com\/wp-content\/uploads\/2020\/12\/01-5-450x314.jpg 450w, https:\/\/webzine.hldni.com\/wp-content\/uploads\/2020\/12\/01-5-225x157.jpg 225w, https:\/\/webzine.hldni.com\/wp-content\/uploads\/2020\/12\/01-5-20x15.jpg 20w\" \/><aside class=\"gap cf\" style=\"height:64px;\"><\/aside>[\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text]\n<p class=\"a\"><span style=\"font-size: 24px;\"><b><span lang=\"KO\">\ud22c\uc790\uc790\uac00 \ubcf4\ub294 \ud504\ub86d\ud14c\ud06c \uc0b0\uc5c5<\/span><\/b><\/span><\/p>\n[\/vc_column_text]<aside class=\"gap cf\" style=\"height:16px;\"><\/aside>[vc_column_text]\n<p style=\"text-align: justify;\"><span lang=\"KO\">\ucf54\ub85c\ub098<\/span><span lang=\"EN-US\">19 <\/span><span lang=\"KO\">\uc5ec\ud30c\ub85c \ubd80\ub3d9\uc0b0 \uc2dc\uc7a5\uc744 \uc608\uce21\ud558\uae30 \uc5b4\ub824\uc6cc\uc84c\uace0 \uc18c\ube44\uc790\ub294 \uace0\ub3c4\ud654\ub41c \ubd80\ub3d9\uc0b0 \uc11c\ube44\uc2a4\ub97c \uc694\uad6c\ud568\uc5d0 \ub530\ub77c \ud504\ub86d\ud14c\ud06c \uc0b0\uc5c5\uc740 \ubcc0\ud654\uc758 \ud750\ub984\uc744 \ud53c\ud560 \uc218 \uc5c6\ub2e4<\/span><span lang=\"EN-US\">. <\/span><span lang=\"KO\">\uc1a1\uc6a9\uc8fc \ub300\uc2e0\uc99d\uad8c \uc7a5\uae30\uc804\ub7b5\ub9ac\uc11c\uce58\ubd80 \ubbf8\ub798\uc0b0\uc5c5\ud300 \ucc45\uc784\uc5f0\uad6c\uc704\uc6d0\uc740 \ucf54\ub85c\ub098<\/span><span lang=\"EN-US\">19 <\/span><span lang=\"KO\">\uc774\ud6c4 \uc6d0\uaca9 \uc758\ub8cc<\/span><span lang=\"EN-US\">, <\/span><span lang=\"KO\">\ud648\ud2b8<\/span><span lang=\"EN-US\">, <\/span><span lang=\"KO\">\ud654\uc0c1\ud68c\uc758<\/span><span lang=\"EN-US\">, <\/span><span lang=\"KO\">\uc774\ucee4\uba38\uc2a4 \ub4f1 \uc9d1\uc5d0\uc11c \ubb34\uc5c7\uc774\ub4e0 \ud558\ub294 \ud648\ucf54\ub178\ubbf8\uc5d0 \uc8fc\ubaa9\ud55c\ub2e4<\/span><span lang=\"EN-US\">. <\/span><span lang=\"KO\">\uacf5\uac04\uc5d0 \ub300\ud55c \uc218\uc694\uc758 \ubcc0\ud654\ub85c \ubd80\ub3d9\uc0b0 \uc790\uc0b0 \uc885\ub958\ubcc4\ub85c \uba85\uc554\uc774 \uac08\ub9ac\uace0<\/span><span lang=\"EN-US\">, <\/span><span lang=\"KO\">\uc9c8\ub85c\uc6b0<\/span><span lang=\"EN-US\">(Zillow)<\/span><span lang=\"KO\">\uc640 \ub808\ub4dc\ud540<\/span><span lang=\"EN-US\">(<\/span><span lang=\"EN-US\">Redfin) <\/span><span lang=\"KO\">\ub4f1\uc774 \ud751\uc790 \uc804\ud658\ud558\uba70 \uc628\ub77c\uc778 \ubd80\ub3d9\uc0b0 \ud50c\ub7ab\ud3fc\uc758 \uac00\ub2a5\uc131\uc744 \uc785\uc99d\ud588\ub2e4\uace0 \uc124\uba85\ud588\ub2e4<\/span><span lang=\"EN-US\">. <\/span><span lang=\"KO\">\uadf8 \uc678\uc5d0 \uc628\ub77c\uc778 \ubd80\ub3d9\uc0b0 \uae08\uc735 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\ub294 <\/span><span lang=\"KO\">\ubca0\ud130<\/span><span lang=\"KO\"> \ubaa8\uae30\uc9c0<\/span><span lang=\"EN-US\">(Better Mortgage)<\/span><span lang=\"KO\">\uc758 \uae09\uc131\uc7a5<\/span><span lang=\"EN-US\">, <\/span><span lang=\"KO\">\ubaa8\ub4c8 \uacf5\ubc95\uc73c\ub85c \uc778\ub3c4\uc5d0 <\/span><span lang=\"EN-US\">2<\/span><span lang=\"KO\">\uc8fc \ub9cc\uc5d0 \ubcd1\uc0c1 <\/span><span lang=\"EN-US\">400<\/span><span lang=\"KO\">\uac1c \uaddc\ubaa8\uc758 \ucf54\ub85c\ub098<\/span><span lang=\"EN-US\">19 <\/span><span lang=\"KO\">\ub300\uc751 \ubcd1\uc6d0\uc744 \uc9c0\uc740 \uce74\ud14c\ub77c<\/span><span lang=\"EN-US\">(Katerra) <\/span><span lang=\"KO\">\ub4f1\uc758 \uc120\uc804\uc5d0 \uc8fc\ubaa9\ud588\ub2e4<\/span><span lang=\"EN-US\">. <\/span><span lang=\"KO\">\uc774\ub7f0 \ubcc0\ud654\ub294 \ud504\ub86d\ud14c\ud06c \uc720\ub2c8\ucf58\uc758 \uc131\uc7a5\uacfc <\/span><span lang=\"EN-US\">IPO <\/span><span lang=\"KO\">\uac00\uc18d\ud654\ub97c \uac00\uc838\uc62c \uc804\ub9dd\uc774\ub2e4<\/span><span lang=\"EN-US\">. <\/span><span lang=\"KO\">\uc0c1\uc7a5 \uc608\uc0c1 \uae30\uc5c5\uc73c\ub85c\ub294 \uac74\uc124 \ud604\uc7a5\uc5d0 \uc5b8\ud0dd\ud2b8 \ucee4\ubba4\ub2c8\ucf00\uc774\uc158 \ud234\uc744 \uc81c\uacf5\ud558\ub294 \ud504\ub85c\ucf54\uc5b4<\/span><span lang=\"EN-US\">(<\/span><span lang=\"EN-US\">Procore<\/span><span lang=\"EN-US\">), <\/span><span lang=\"KO\">\uae08\uc18d <\/span><span lang=\"EN-US\">3D <\/span><span lang=\"KO\">\ud504\ub9b0\ud305 \uae30\uc220\uc744 \ubcf4\uc720\ud55c \ub370\uc2a4\ud06c\ud0d1 \uba54\ud0c8<\/span><span lang=\"EN-US\">(Desktop Metal<\/span><span lang=\"EN-US\">), iBuyer <\/span><span lang=\"KO\">\uc2dc\uc7a5\uc758 <\/span><span lang=\"EN-US\">1<\/span><span lang=\"KO\">\ub4f1 \uc624\ud508\ub3c4\uc5b4<\/span><span lang=\"EN-US\">(Opendoor<\/span><span lang=\"EN-US\">) <\/span><span lang=\"KO\">\ub4f1\uc774 \uaf3d\ud78c\ub2e4<\/span><span lang=\"EN-US\">. <\/span><span lang=\"KO\">\ub354\ubd88\uc5b4 \uc55e\uc73c\ub85c \uc911\uac1c\uc640 \uc784\ub300<\/span><span lang=\"EN-US\">, <\/span><span lang=\"KO\">\uad00\ub9ac \ubd84\uc57c\uc758 \uac70\ub300 \ud50c\ub7ab\ud3fc \uae30\uc5c5\uc774 \ud0c4\uc0dd\ub420 \uac83\uc774\uba70<\/span><span lang=\"EN-US\">, <\/span><span lang=\"KO\">\uac74\uc124 \ubd84\uc57c \ud6a8\uc728\uc131 \uac1c\uc120 \uae30\uc5c5\uc774 \uc8fc\ubaa9\ubc1b\uac8c \ub41c\ub2e4<\/span><span lang=\"EN-US\">.<\/span><\/p>\n[\/vc_column_text]<aside class=\"gap cf\" style=\"height:32px;\"><\/aside>[vc_row_inner css=&#8221;.vc_custom_1606891609513{margin-right: 2px !important;margin-left: 2px !important;border-top-width: 1px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;padding-top: 32px !important;padding-right: 20px !important;padding-bottom: 32px !important;padding-left: 20px !important;border-left-color: #cccccc !important;border-left-style: solid !important;border-right-color: #cccccc !important;border-right-style: solid !important;border-top-color: #cccccc !important;border-top-style: solid !important;border-bottom-color: #cccccc !important;border-bottom-style: solid !important;}&#8221;][vc_column_inner width=&#8221;1\/3&#8243;]<a class=\"image_link\" href=\"https:\/\/youtu.be\/eV9_QzRD9lg\" target=\"_blank\" title=\"\"><img loading=\"lazy\" decoding=\"async\" width=\"860\" height=\"500\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" class=\"thb_image  left full  attachment-full thb-lazyload lazyload\" alt=\"\ucf54\ub85c\ub09819 \uc885\uc2dd\uc744 \uac00\ub2a0\ud560 \uc218 \uc5c6\ub294 \ud32c\ub370\ubbf9 \uc0c1\ud669 \uc18d \ud504\ub86d\ud14c\ud06c \uc0b0\uc5c5\uc740 \uc5b4\ub5a4 \ubcc0\ud654\uc758 \uc9c4\ud1b5\uc744 \uacaa\uace0 \uc788\uc744\uae4c? \uc9c0\ub09c 11\uc6d4 24\uc77c \ud55c\uad6d\ud504\ub86d\ud14c\ud06c\ud3ec\ub7fc\uc774 \uac1c\ucd5c\ud55c \u20182020 \ud504\ub86d\ud14c\ud06c \uae00\ub85c\ubc8c \ube44\uc804 \ucee8\ud37c\ub7f0\uc2a4\u2019\uc5d0\uc11c \uadf8 \ud78c\ud2b8\ub97c \uc5bb\uc744 \uc218 \uc788\ub2e4. \uad6d\ub0b4\uc678 \ud504\ub86d\ud14c\ud06c \uc2dc\uc7a5 \ub3d9\ud5a5\uacfc \uc804\ub9dd\uc744 \uc54c\uc544\ubcf4\uace0, \uad6d\ub0b4 \ud504\ub86d\ud14c\ud06c \uc5c5\uacc4 \ub300\ud45c 4\uc778\uc758 \ud1a0\ud06c \ucf58\uc11c\ud2b8\uc5d0\uc11c \ucc3e\uc740 \ud504\ub86d\ud14c\ud06c\uc758 \ubbf8\ub798\ub97c \ud568\uaed8 \uadf8\ub824\ubcf8\ub2e4.\" sizes=\"auto, (max-width: 860px) 100vw, 860px\" data-src=\"https:\/\/webzine.hldni.com\/wp-content\/uploads\/2020\/12\/02-1.jpg\" data-sizes=\"auto\" data-srcset=\"https:\/\/webzine.hldni.com\/wp-content\/uploads\/2020\/12\/02-1.jpg 860w, https:\/\/webzine.hldni.com\/wp-content\/uploads\/2020\/12\/02-1-300x174.jpg 300w, https:\/\/webzine.hldni.com\/wp-content\/uploads\/2020\/12\/02-1-768x447.jpg 768w, https:\/\/webzine.hldni.com\/wp-content\/uploads\/2020\/12\/02-1-450x262.jpg 450w, https:\/\/webzine.hldni.com\/wp-content\/uploads\/2020\/12\/02-1-415x240.jpg 415w, https:\/\/webzine.hldni.com\/wp-content\/uploads\/2020\/12\/02-1-225x131.jpg 225w, https:\/\/webzine.hldni.com\/wp-content\/uploads\/2020\/12\/02-1-20x11.jpg 20w\" \/><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;2\/3&#8243;]<aside class=\"gap cf\" style=\"height:32px;\"><\/aside>[vc_column_text]\n<p style=\"text-align: justify;\"><span style=\"font-size: 20px;\"><strong><span lang=\"KO\">\ud3ec\uc2a4\ud2b8 \ucf54\ub85c\ub098<\/span><span lang=\"EN-US\">,<\/span><\/strong><\/span><\/p>\n[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1606891190821{margin-top: -9px !important;}&#8221;]\n<p style=\"text-align: justify;\"><span style=\"font-size: 20px;\"><strong><span lang=\"KO\">\ud504\ub86d\ud14c\ud06c \uc0b0\uc5c5\uc758 \ubcc0\ud654\uc640 \ud22c\uc790 \uc804\ub9dd<\/span><\/strong><\/span><\/p>\n[\/vc_column_text][vc_column_text]\n<p style=\"text-align: justify;\"><a href=\"https:\/\/youtu.be\/eV9_QzRD9lg\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"font-size: 14px; color: #808080;\">\ubc14\ub85c\ubcf4\uae30 \u3009<\/span><\/a><\/p>\n[\/vc_column_text]<aside class=\"gap cf\" style=\"height:10px;\"><\/aside>[\/vc_column_inner][\/vc_row_inner]<aside class=\"gap cf\" style=\"height:64px;\"><\/aside>[\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text]\n<p class=\"a\"><span style=\"font-size: 24px;\"><b><span lang=\"KO\">\uae00\ub85c\ubc8c \ud504\ub86d\ud14c\ud06c \uae30\uc5c5\uc758 \uc804\ub7b5\ub4e4<\/span><\/b><\/span><\/p>\n[\/vc_column_text]<aside class=\"gap cf\" style=\"height:16px;\"><\/aside>[vc_column_text]\n<p style=\"text-align: justify;\"><span lang=\"KO\">\uac01 \ub098\ub77c\ub294 \uc0c1\ud669\uc5d0 \ub9de\ucdb0 \ud504\ub86d\ud14c\ud06c \uc0b0\uc5c5 \ubc1c\uc804 \uc804\ub7b5\uc744 \uc804\uac1c\ud558\uace0 \uc788\ub2e4<\/span><span lang=\"EN-US\">. <\/span><span lang=\"KO\">\ubbf8\uad6d\uc5d0 \ubcf8\uc0ac\ub97c \ub454 <\/span><span lang=\"KO\">\ubc30\uc11d\ud6c8 \ud050\ud53d\uc2a4<\/span><span lang=\"EN-US\">(<\/span><span lang=\"EN-US\">CUPIX) <\/span><span lang=\"KO\">\ub300\ud45c\ub294 \ubbf8\uad6d \ubd80\ub3d9\uc0b0 \uc911\uac1c\uc5c5\uc740 \uc8fc\ud0dd \uac00\uce58 \ud3c9\uac00<\/span><span lang=\"EN-US\">, <\/span><span lang=\"KO\">\uac00\uaca9 \uc804\ub7b5<\/span><span lang=\"EN-US\">, <\/span><span lang=\"KO\">\ud310\ub9e4 \uc804\ub7b5<\/span><span lang=\"EN-US\">, <\/span><span lang=\"KO\">\ub300\ucd9c \uad00\ub9ac<\/span><span lang=\"EN-US\">, <\/span><span lang=\"KO\">\uc784\ub300 \uc2dc \uc8fc\ud0dd \uad00\ub9ac \ub4f1 \ubcf5\uc7a1\ud558\uace0 \uc138\ubd80\ud654\ub418\uc5b4 \uc788\uc73c\uba70 \uac01 \ubd84\uc57c\ub9c8\ub2e4 \uae30\uc874 \uc5c5\uccb4\ub294 \ubb3c\ub860 \uc2a4\ud0c0\ud2b8\uc5c5\uc758 \ub3c4\uc804\uc774 \uc774\uc5b4\uc9c0\uace0 \uc788\ub2e4\uace0 \uc804\ud588\ub2e4<\/span><span lang=\"EN-US\">. 2019<\/span><span lang=\"KO\">\ub144\uc5d0\ub294 \ubbf8\uad6d \ub0b4 <\/span><span lang=\"EN-US\">120<\/span><span lang=\"KO\">\uc5ec \uac74\uc758 \ud504\ub86d\ud14c\ud06c<\/span><span lang=\"EN-US\"> M &amp;\u00a0A<\/span><span lang=\"KO\">\uac00 \uc131\uc0ac\ub418\uc5c8\uace0 \ud68c\uc0ac \uc778\uc218\ub97c \ubaa9\uc801\uc73c\ub85c \ud55c \uac04\uc774 <\/span><span lang=\"EN-US\">IPO<\/span><span lang=\"KO\">\uac00 \ud65c\ubc1c\ud558\ub2e4\uace0 \uc124\uba85\ud558\uba74\uc11c <\/span><span lang=\"EN-US\">\u201c<\/span><span lang=\"KO\">\ubbf8\uad6d\uc5d0\uc11c\ub294 <\/span><span lang=\"KO\">\ub514\uc9c0\ud138<\/span><span lang=\"KO\"> \uae30\uc220\uc744 \ud1b5\ud55c \ud30c\uad34\uc801 \ud601\uc2e0<\/span><span lang=\"EN-US\">(<\/span><span lang=\"EN-US\">Digital Disruption)<\/span><span lang=\"KO\">\uc774 \ud504\ub86d\ud14c\ud06c \uc0b0\uc5c5\uc758 \uad00\uac74<\/span><span lang=\"EN-US\">\u201d<\/span><span lang=\"KO\">\uc774\ub77c\uace0 \ub9c8\ubb34\ub9ac\ud588\ub2e4<\/span><span lang=\"EN-US\">.<\/span><\/p>\n[\/vc_column_text]<aside class=\"gap cf\" style=\"height:32px;\"><\/aside>[vc_row_inner css=&#8221;.vc_custom_1606891609513{margin-right: 2px !important;margin-left: 2px !important;border-top-width: 1px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;padding-top: 32px !important;padding-right: 20px !important;padding-bottom: 32px !important;padding-left: 20px !important;border-left-color: #cccccc !important;border-left-style: solid !important;border-right-color: #cccccc !important;border-right-style: solid !important;border-top-color: #cccccc !important;border-top-style: solid !important;border-bottom-color: #cccccc !important;border-bottom-style: solid !important;}&#8221;][vc_column_inner width=&#8221;1\/3&#8243;]<a class=\"image_link\" href=\"https:\/\/youtu.be\/rfS7tCXPm6E\" target=\"_blank\" title=\"\"><img loading=\"lazy\" decoding=\"async\" width=\"860\" height=\"500\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" class=\"thb_image  left full  attachment-full thb-lazyload lazyload\" alt=\"\ucf54\ub85c\ub09819 \uc885\uc2dd\uc744 \uac00\ub2a0\ud560 \uc218 \uc5c6\ub294 \ud32c\ub370\ubbf9 \uc0c1\ud669 \uc18d \ud504\ub86d\ud14c\ud06c \uc0b0\uc5c5\uc740 \uc5b4\ub5a4 \ubcc0\ud654\uc758 \uc9c4\ud1b5\uc744 \uacaa\uace0 \uc788\uc744\uae4c? \uc9c0\ub09c 11\uc6d4 24\uc77c \ud55c\uad6d\ud504\ub86d\ud14c\ud06c\ud3ec\ub7fc\uc774 \uac1c\ucd5c\ud55c \u20182020 \ud504\ub86d\ud14c\ud06c \uae00\ub85c\ubc8c \ube44\uc804 \ucee8\ud37c\ub7f0\uc2a4\u2019\uc5d0\uc11c \uadf8 \ud78c\ud2b8\ub97c \uc5bb\uc744 \uc218 \uc788\ub2e4. \uad6d\ub0b4\uc678 \ud504\ub86d\ud14c\ud06c \uc2dc\uc7a5 \ub3d9\ud5a5\uacfc \uc804\ub9dd\uc744 \uc54c\uc544\ubcf4\uace0, \uad6d\ub0b4 \ud504\ub86d\ud14c\ud06c \uc5c5\uacc4 \ub300\ud45c 4\uc778\uc758 \ud1a0\ud06c \ucf58\uc11c\ud2b8\uc5d0\uc11c \ucc3e\uc740 \ud504\ub86d\ud14c\ud06c\uc758 \ubbf8\ub798\ub97c \ud568\uaed8 \uadf8\ub824\ubcf8\ub2e4.\" sizes=\"auto, (max-width: 860px) 100vw, 860px\" data-src=\"https:\/\/webzine.hldni.com\/wp-content\/uploads\/2020\/12\/03-1.jpg\" data-sizes=\"auto\" data-srcset=\"https:\/\/webzine.hldni.com\/wp-content\/uploads\/2020\/12\/03-1.jpg 860w, https:\/\/webzine.hldni.com\/wp-content\/uploads\/2020\/12\/03-1-300x174.jpg 300w, https:\/\/webzine.hldni.com\/wp-content\/uploads\/2020\/12\/03-1-768x447.jpg 768w, https:\/\/webzine.hldni.com\/wp-content\/uploads\/2020\/12\/03-1-450x262.jpg 450w, https:\/\/webzine.hldni.com\/wp-content\/uploads\/2020\/12\/03-1-415x240.jpg 415w, https:\/\/webzine.hldni.com\/wp-content\/uploads\/2020\/12\/03-1-225x131.jpg 225w, https:\/\/webzine.hldni.com\/wp-content\/uploads\/2020\/12\/03-1-20x11.jpg 20w\" \/><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;2\/3&#8243;]<aside class=\"gap cf\" style=\"height:32px;\"><\/aside>[vc_column_text]\n<p style=\"text-align: justify;\"><span style=\"font-size: 20px;\"><strong><span lang=\"KO\">\ubbf8\uad6d \ud504\ub86d\ud14c\ud06c \uc2dc\uc7a5<\/span><\/strong><\/span><\/p>\n[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1606891990098{margin-top: -9px !important;}&#8221;]\n<p style=\"text-align: justify;\"><span style=\"font-size: 20px;\"><strong><span lang=\"KO\">\uc804\ub9dd\uacfc \ub3d9\ud5a5<\/span><\/strong><\/span><\/p>\n[\/vc_column_text][vc_column_text]\n<p style=\"text-align: justify;\"><a href=\"https:\/\/youtu.be\/rfS7tCXPm6E\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"font-size: 14px; color: #808080;\">\ubc14\ub85c\ubcf4\uae30 \u3009<\/span><\/a><\/p>\n[\/vc_column_text]<aside class=\"gap cf\" style=\"height:10px;\"><\/aside>[\/vc_column_inner][\/vc_row_inner]<aside class=\"gap cf\" style=\"height:32px;\"><\/aside>[vc_column_text]\n<p style=\"text-align: justify;\"><span lang=\"KO\">\uc911\uad6d\uc758 \ud504\ub86d\ud14c\ud06c \uc0b0\uc5c5\uc740 \ubd80\ub3d9\uc0b0 \uc911\uac1c \ud50c\ub7ab\ud3fc<\/span><span lang=\"EN-US\">, <\/span><span lang=\"KO\">\uacf5\uc720 \uc8fc\uac70 \ubd84\uc57c<\/span><span lang=\"EN-US\">, <\/span><span lang=\"KO\">\uc778\ud14c\ub9ac\uc5b4 \ubd84\uc57c\uac00 \ube60\ub974\uac8c \uc131\uc7a5 \uc911\uc774\ub2e4<\/span><span lang=\"EN-US\">. <\/span><span lang=\"KO\">\uc774\uc9c4 \ud55c\uad6d\uac10\uc815\uc6d0 \ucc45\uc784\uc5f0\uad6c\uc6d0\uc5d0 \ub530\ub974\uba74 \uc911\uad6d \uc815\ubd80\uc758 \ucc3d\uc5c5 \uc9c0\uc6d0 \uc815\ucc45\uacfc \ub300\uae30\uc5c5\uc758 \uc801\uadf9\uc801\uc778 \ud22c\uc790\uac00 \uc0b0\uc5c5 \uc131\uc7a5\uc744 \uc774\ub04c\uace0 \uc788\ub2e4\uace0 \ubcf4\uc778\ub2e4<\/span><span lang=\"EN-US\">. 61% <\/span><span lang=\"KO\">\uc218\uc900\uc778 \uc911\uad6d\uc758 \ub3c4\uc2dc\ud654 \uc218\uce58\ub97c \ubcfc \ub54c <\/span><span lang=\"EN-US\">20% <\/span><span lang=\"KO\">\uc815\ub3c4\uc758 \uc131\uc7a5 \uc5ec\ub825\uc774 \ub0a8\uc544 \uc788\uae30 \ub54c\ubb38\uc5d0 \ud504\ub86d\ud14c\ud06c \uc0b0\uc5c5\uc774 \ub354\uc6b1 \ub354 \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \ub0b4\ub2e4\ubd24\ub2e4<\/span><span lang=\"EN-US\">.<\/span><\/p>\n[\/vc_column_text]<aside class=\"gap cf\" style=\"height:32px;\"><\/aside>[vc_row_inner css=&#8221;.vc_custom_1606891609513{margin-right: 2px !important;margin-left: 2px !important;border-top-width: 1px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;padding-top: 32px !important;padding-right: 20px !important;padding-bottom: 32px !important;padding-left: 20px !important;border-left-color: #cccccc !important;border-left-style: solid !important;border-right-color: #cccccc !important;border-right-style: solid !important;border-top-color: #cccccc !important;border-top-style: solid !important;border-bottom-color: #cccccc !important;border-bottom-style: solid !important;}&#8221;][vc_column_inner width=&#8221;1\/3&#8243;]<a class=\"image_link\" href=\"https:\/\/youtu.be\/JXqX7B1GPJE\" target=\"_blank\" title=\"\"><img loading=\"lazy\" decoding=\"async\" width=\"860\" height=\"500\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" class=\"thb_image  left full  attachment-full thb-lazyload lazyload\" alt=\"\ucf54\ub85c\ub09819 \uc885\uc2dd\uc744 \uac00\ub2a0\ud560 \uc218 \uc5c6\ub294 \ud32c\ub370\ubbf9 \uc0c1\ud669 \uc18d \ud504\ub86d\ud14c\ud06c \uc0b0\uc5c5\uc740 \uc5b4\ub5a4 \ubcc0\ud654\uc758 \uc9c4\ud1b5\uc744 \uacaa\uace0 \uc788\uc744\uae4c? \uc9c0\ub09c 11\uc6d4 24\uc77c \ud55c\uad6d\ud504\ub86d\ud14c\ud06c\ud3ec\ub7fc\uc774 \uac1c\ucd5c\ud55c \u20182020 \ud504\ub86d\ud14c\ud06c \uae00\ub85c\ubc8c \ube44\uc804 \ucee8\ud37c\ub7f0\uc2a4\u2019\uc5d0\uc11c \uadf8 \ud78c\ud2b8\ub97c \uc5bb\uc744 \uc218 \uc788\ub2e4. \uad6d\ub0b4\uc678 \ud504\ub86d\ud14c\ud06c \uc2dc\uc7a5 \ub3d9\ud5a5\uacfc \uc804\ub9dd\uc744 \uc54c\uc544\ubcf4\uace0, \uad6d\ub0b4 \ud504\ub86d\ud14c\ud06c \uc5c5\uacc4 \ub300\ud45c 4\uc778\uc758 \ud1a0\ud06c \ucf58\uc11c\ud2b8\uc5d0\uc11c \ucc3e\uc740 \ud504\ub86d\ud14c\ud06c\uc758 \ubbf8\ub798\ub97c \ud568\uaed8 \uadf8\ub824\ubcf8\ub2e4.\" sizes=\"auto, (max-width: 860px) 100vw, 860px\" data-src=\"https:\/\/webzine.hldni.com\/wp-content\/uploads\/2020\/12\/04-1.jpg\" data-sizes=\"auto\" data-srcset=\"https:\/\/webzine.hldni.com\/wp-content\/uploads\/2020\/12\/04-1.jpg 860w, https:\/\/webzine.hldni.com\/wp-content\/uploads\/2020\/12\/04-1-300x174.jpg 300w, https:\/\/webzine.hldni.com\/wp-content\/uploads\/2020\/12\/04-1-768x447.jpg 768w, https:\/\/webzine.hldni.com\/wp-content\/uploads\/2020\/12\/04-1-450x262.jpg 450w, https:\/\/webzine.hldni.com\/wp-content\/uploads\/2020\/12\/04-1-415x240.jpg 415w, https:\/\/webzine.hldni.com\/wp-content\/uploads\/2020\/12\/04-1-225x131.jpg 225w, https:\/\/webzine.hldni.com\/wp-content\/uploads\/2020\/12\/04-1-20x11.jpg 20w\" \/><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;2\/3&#8243;]<aside class=\"gap cf\" style=\"height:32px;\"><\/aside>[vc_column_text]\n<p style=\"text-align: justify;\"><span style=\"font-size: 20px;\"><strong><span lang=\"KO\">\uc911\uad6d \ud504\ub86d\ud14c\ud06c \uc2dc\uc7a5<\/span><\/strong><\/span><\/p>\n[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1606891990098{margin-top: -9px !important;}&#8221;]\n<p style=\"text-align: justify;\"><span style=\"font-size: 20px;\"><strong><span lang=\"KO\">\uc804\ub9dd\uacfc \ub3d9\ud5a5<\/span><\/strong><\/span><\/p>\n[\/vc_column_text][vc_column_text]\n<p style=\"text-align: justify;\"><a href=\"https:\/\/youtu.be\/JXqX7B1GPJE\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"font-size: 14px; color: #808080;\">\ubc14\ub85c\ubcf4\uae30 \u3009<\/span><\/a><\/p>\n[\/vc_column_text]<aside class=\"gap cf\" style=\"height:10px;\"><\/aside>[\/vc_column_inner][\/vc_row_inner]<aside class=\"gap cf\" style=\"height:32px;\"><\/aside>[vc_column_text]\n<p style=\"text-align: justify;\"><span lang=\"EN-US\">2015<\/span><span lang=\"KO\">\ub144 \uc774\ud6c4 \uc5f0 \ud3c9\uade0 <\/span><span lang=\"EN-US\">20%<\/span><span lang=\"KO\">\uc529 \uc131\uc7a5\ud558\uace0 \uc788\ub294 \uc77c\ubcf8 \ud504\ub86d\ud14c\ud06c \uc2dc\uc7a5\uc740 \uc77c\ud558\ub294 \ubc29\uc2dd\uc5d0 \ud601\uba85\uc744 \uaf80\ud558\uae30 \uc704\ud55c \uacf5\uac04 \uc11c\ube44\uc2a4 \ubd84\uc57c\ub85c \uc810\ucc28 \ubcc0\ud654\ud558\uace0 \uc788\ub2e4<\/span><span lang=\"EN-US\">. <\/span><span lang=\"KO\">\uadf8 \uc608\ub85c <\/span><span lang=\"EN-US\">IT<\/span><span lang=\"KO\">\uc640 \ud5ec\uc2a4\ucf00\uc5b4 \uae30\uc5c5\uc744 \uacb0\ud569\ud55c \uacf5\uac04 \ucc3d\uc870<\/span><span lang=\"EN-US\">, <\/span><span lang=\"KO\">\ud638\ud154\uc744 \uac70\uc810 \uc624\ud53c\uc2a4\ub85c \ud65c\uc6a9\ud558\ub294 \uc5ec\ud589\uc0ac<\/span><span lang=\"EN-US\">, <\/span><span lang=\"KO\">\ud30c\uc6b0\ub354\ub8f8\uc744 \uc124\uce58\ud55c \uc624\ud53c\uc2a4\ub8f8 \ub4f1\uc774 \uc788\ub2e4<\/span><span lang=\"EN-US\">. <\/span><span lang=\"KO\">\uc11c\uc900\uc6d0 \ub178\ubb34\ub77c\uc885\ud569\uc5f0\uad6c\uc18c \uc774\uc0ac\ub294 \uc77c\ubcf8 \uc9c0\uc790\uccb4\uc5d0\uc11c \uc9c4\ud589\ud558\ub294 \ube48\uc9d1 \uc815\ubcf4 \uc77c\uc6d0\ud654<\/span><span lang=\"EN-US\">, <\/span><span lang=\"KO\">\ube48\uc9d1 \ub9ac\ubaa8\ub378\ub9c1 \ud6c4 \uc9d1\uc8fc\uc778\uacfc \uc784\ucc28\uc778\uc744 \uc5f0\uacb0\ud558\ub294 \ube48\uc9d1\ud14c\ud06c \ub4f1\uc744 \uc18c\uac1c\ud558\uba70 \uad6d\ub0b4 \ud504\ub86d\ud14c\ud06c \uae30\uc5c5\uc774 \ud2b8\ub798\ud53d \ucc3d\ucd9c\uc744 \ub118\uc5b4 \uae30\uc220\uacfc \ube44\uc988\ub2c8\uc2a4 \ubaa8\ub378\uc744 \uc5f0\uad00\uc9c0\uc744 \uc218 \uc788\ub294 \ub2e4\uc591\ud55c \uc2dc\ub3c4\uac00 \ud544\uc694\ud558\ub2e4\uace0 \uac15\uc870\ud588\ub2e4<\/span><span lang=\"EN-US\">.<\/span><\/p>\n[\/vc_column_text]<aside class=\"gap cf\" style=\"height:32px;\"><\/aside>[vc_row_inner css=&#8221;.vc_custom_1606891609513{margin-right: 2px !important;margin-left: 2px !important;border-top-width: 1px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;padding-top: 32px !important;padding-right: 20px !important;padding-bottom: 32px !important;padding-left: 20px !important;border-left-color: #cccccc !important;border-left-style: solid !important;border-right-color: #cccccc !important;border-right-style: solid !important;border-top-color: #cccccc !important;border-top-style: solid !important;border-bottom-color: #cccccc !important;border-bottom-style: solid !important;}&#8221;][vc_column_inner width=&#8221;1\/3&#8243;]<a class=\"image_link\" href=\"https:\/\/youtu.be\/JoXl50Zv-1s\" target=\"_blank\" title=\"\"><img loading=\"lazy\" decoding=\"async\" width=\"860\" height=\"500\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" class=\"thb_image  left full  attachment-full thb-lazyload lazyload\" alt=\"\ucf54\ub85c\ub09819 \uc885\uc2dd\uc744 \uac00\ub2a0\ud560 \uc218 \uc5c6\ub294 \ud32c\ub370\ubbf9 \uc0c1\ud669 \uc18d \ud504\ub86d\ud14c\ud06c \uc0b0\uc5c5\uc740 \uc5b4\ub5a4 \ubcc0\ud654\uc758 \uc9c4\ud1b5\uc744 \uacaa\uace0 \uc788\uc744\uae4c? \uc9c0\ub09c 11\uc6d4 24\uc77c \ud55c\uad6d\ud504\ub86d\ud14c\ud06c\ud3ec\ub7fc\uc774 \uac1c\ucd5c\ud55c \u20182020 \ud504\ub86d\ud14c\ud06c \uae00\ub85c\ubc8c \ube44\uc804 \ucee8\ud37c\ub7f0\uc2a4\u2019\uc5d0\uc11c \uadf8 \ud78c\ud2b8\ub97c \uc5bb\uc744 \uc218 \uc788\ub2e4. \uad6d\ub0b4\uc678 \ud504\ub86d\ud14c\ud06c \uc2dc\uc7a5 \ub3d9\ud5a5\uacfc \uc804\ub9dd\uc744 \uc54c\uc544\ubcf4\uace0, \uad6d\ub0b4 \ud504\ub86d\ud14c\ud06c \uc5c5\uacc4 \ub300\ud45c 4\uc778\uc758 \ud1a0\ud06c \ucf58\uc11c\ud2b8\uc5d0\uc11c \ucc3e\uc740 \ud504\ub86d\ud14c\ud06c\uc758 \ubbf8\ub798\ub97c \ud568\uaed8 \uadf8\ub824\ubcf8\ub2e4.\" sizes=\"auto, (max-width: 860px) 100vw, 860px\" data-src=\"https:\/\/webzine.hldni.com\/wp-content\/uploads\/2020\/12\/05-2.jpg\" data-sizes=\"auto\" data-srcset=\"https:\/\/webzine.hldni.com\/wp-content\/uploads\/2020\/12\/05-2.jpg 860w, https:\/\/webzine.hldni.com\/wp-content\/uploads\/2020\/12\/05-2-300x174.jpg 300w, https:\/\/webzine.hldni.com\/wp-content\/uploads\/2020\/12\/05-2-768x447.jpg 768w, https:\/\/webzine.hldni.com\/wp-content\/uploads\/2020\/12\/05-2-450x262.jpg 450w, https:\/\/webzine.hldni.com\/wp-content\/uploads\/2020\/12\/05-2-415x240.jpg 415w, https:\/\/webzine.hldni.com\/wp-content\/uploads\/2020\/12\/05-2-225x131.jpg 225w, https:\/\/webzine.hldni.com\/wp-content\/uploads\/2020\/12\/05-2-20x11.jpg 20w\" \/><\/a>[\/vc_column_inner][vc_column_inner width=&#8221;2\/3&#8243;]<aside class=\"gap cf\" style=\"height:32px;\"><\/aside>[vc_column_text]\n<p style=\"text-align: justify;\"><span style=\"font-size: 20px;\"><strong><span lang=\"KO\">\uc77c\ubcf8 \ubd80\ub3d9\uc0b0 \uc2dc\uc7a5 \ud2b9\uc9d5\uacfc<\/span><\/strong><\/span><\/p>\n[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1606892163791{margin-top: -9px !important;}&#8221;]\n<p style=\"text-align: justify;\"><span style=\"font-size: 20px;\"><strong><span lang=\"KO\">\ud504\ub86d\ud14c\ud06c \uc2dc\uc7a5 \ub3d9\ud5a5<\/span><\/strong><\/span><\/p>\n[\/vc_column_text][vc_column_text]\n<p style=\"text-align: justify;\"><a href=\"https:\/\/youtu.be\/JoXl50Zv-1s\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"font-size: 14px; color: #808080;\">\ubc14\ub85c\ubcf4\uae30 \u3009<\/span><\/a><\/p>\n[\/vc_column_text]<aside class=\"gap cf\" style=\"height:10px;\"><\/aside>[\/vc_column_inner][\/vc_row_inner]<aside class=\"gap cf\" style=\"height:64px;\"><\/aside>[\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text]\n<p class=\"a\"><span style=\"font-size: 24px;\"><b><span lang=\"KO\">\ub300\ud55c\ubbfc\uad6d \ud504\ub86d\ud14c\ud06c \uc2dc\uc7a5\uc758 \ud604\uc8fc\uc18c<\/span><\/b><\/span><b><\/b><\/p>\n[\/vc_column_text][vc_column_text]\n<p style=\"text-align: justify;\"><span lang=\"KO\">\uc6b0\ub9ac\ub098\ub77c \ubd80\ub3d9\uc0b0 \uc2dc\uc7a5\uc740 \uc720\ub3d9\uc131 \uc99d\uac00\uc5d0 \ub530\ub978 \uc624\ubc84 \uc288\ud305 \uc0c1\ud0dc\ub85c \uc800\uc131\uc7a5\uacfc \uace0\ub839\ud654 \uc2dc\ub300\uc5d0 \ub300\uc751\ud560 \ubcc0\ud654\uac00 \ud544\uc694\ud558\ub2e4\ub294 \ud3c9\uac00\ub3c4 \ub098\uc654\ub2e4<\/span><span lang=\"EN-US\">. <\/span><span lang=\"KO\">\uc870\uc778\ud61c \ud55c\uad6d\ud504\ub86d\ud14c\ud06c\ud3ec\ub7fc \uc0ac\ubb34\ucc98\uc7a5\uc740 <\/span><span lang=\"EN-US\">\u201c<\/span><span lang=\"KO\">\uc544\uc774\ub514\uc5b4\uac00 \uc788\ub294\ub370 \ube44\uc988\ub2c8\uc2a4 \ubaa8\ub378\uc774 \uc5c6\ub2e4<\/span><span lang=\"EN-US\">\u201d, \u201c<\/span><span lang=\"KO\">\uae30\uc220\uc740 \uc788\uc9c0\ub9cc \ubd80\ub3d9\uc0b0 \uc2dc\uc7a5\uc5d0 \ub300\ud55c \uc774\ud574\uac00 \ubd80\uc871\ud558\ub2e4<\/span><span lang=\"EN-US\">\u201d<\/span><span lang=\"KO\">\uace0 \uc2dc\uc7a5 \ud604\ud669\uc744 \uc804\ud588\ub2e4<\/span><span lang=\"EN-US\">. <\/span><span lang=\"KO\">\uace0\uac1d \ud2b8\ub798\ud53d\uc744 \uae30\ubc18\uc73c\ub85c \ubb3c\ub958\ub370\u302e\uc774\ud0c0\ubd84\u302e\uc11d \ud234 \ub4f1\uc744 \ub3d9\uc6d0\ud558\uc5ec \uc218\uc775 \ud655\ubcf4\ub97c \uaf80\ud558\ub294 \uc544\ub9c8\uc874 \ub610\ub294 \uc77c\ubcf8\uc758 \ubbf8\uce20\uc774 \ubd80\ub3d9\uc0b0\uacfc \ubbf8\uc4f0\ube44\uc2dc \uc9c0\uc1fc\uc758 \ud504\ub86d\ud14c\ud06c \ud22c\uc790\uc640 \ud611\uc5c5 \uc0ac\ub840\ucc98\ub7fc \uc55e\uc73c\ub85c \uc6b0\ub9ac\ub098\ub77c\ub3c4 <\/span><span lang=\"EN-US\">B2C(<\/span><span lang=\"KO\">\uc18c\ube44\uc790\uac04 \uac70\ub798<\/span><span lang=\"EN-US\">) <\/span><span lang=\"KO\">\uc678\uc5d0 <\/span><span lang=\"EN-US\">B2B(<\/span><span lang=\"KO\">\uae30\uc5c5\uac04 \uac70\ub798<\/span><span lang=\"EN-US\">)<\/span><span lang=\"KO\">\uc640<\/span><span lang=\"EN-US\"> B2G(<\/span><span lang=\"KO\">\uae30\uc5c5 <\/span><span lang=\"EN-US\">&amp; <\/span><span lang=\"KO\">\uc815\ubd80\uac04 \uac70\ub798<\/span><span lang=\"EN-US\">)<\/span><span lang=\"KO\">\ub97c \ud1b5\ud55c \uc2dc\uc7a5 \ud655\ub300\uac00 \ud544\uc694\ud55c \uc2dc\uc810\uc73c\ub85c \ubcf4\uc778\ub2e4<\/span><span lang=\"EN-US\">.<\/span><\/p>\n[\/vc_column_text]<aside class=\"gap cf\" style=\"height:32px;\"><\/aside><img loading=\"lazy\" decoding=\"async\" width=\"860\" height=\"493\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" class=\"thb_image  left full  attachment-full thb-lazyload lazyload\" alt=\"\ucf54\ub85c\ub09819 \uc885\uc2dd\uc744 \uac00\ub2a0\ud560 \uc218 \uc5c6\ub294 \ud32c\ub370\ubbf9 \uc0c1\ud669 \uc18d \ud504\ub86d\ud14c\ud06c \uc0b0\uc5c5\uc740 \uc5b4\ub5a4 \ubcc0\ud654\uc758 \uc9c4\ud1b5\uc744 \uacaa\uace0 \uc788\uc744\uae4c? \uc9c0\ub09c 11\uc6d4 24\uc77c \ud55c\uad6d\ud504\ub86d\ud14c\ud06c\ud3ec\ub7fc\uc774 \uac1c\ucd5c\ud55c \u20182020 \ud504\ub86d\ud14c\ud06c \uae00\ub85c\ubc8c \ube44\uc804 \ucee8\ud37c\ub7f0\uc2a4\u2019\uc5d0\uc11c \uadf8 \ud78c\ud2b8\ub97c \uc5bb\uc744 \uc218 \uc788\ub2e4. \uad6d\ub0b4\uc678 \ud504\ub86d\ud14c\ud06c \uc2dc\uc7a5 \ub3d9\ud5a5\uacfc \uc804\ub9dd\uc744 \uc54c\uc544\ubcf4\uace0, \uad6d\ub0b4 \ud504\ub86d\ud14c\ud06c \uc5c5\uacc4 \ub300\ud45c 4\uc778\uc758 \ud1a0\ud06c \ucf58\uc11c\ud2b8\uc5d0\uc11c \ucc3e\uc740 \ud504\ub86d\ud14c\ud06c\uc758 \ubbf8\ub798\ub97c \ud568\uaed8 \uadf8\ub824\ubcf8\ub2e4.\" sizes=\"auto, (max-width: 860px) 100vw, 860px\" data-src=\"https:\/\/webzine.hldni.com\/wp-content\/uploads\/2020\/12\/06.jpg\" data-sizes=\"auto\" data-srcset=\"https:\/\/webzine.hldni.com\/wp-content\/uploads\/2020\/12\/06.jpg 860w, https:\/\/webzine.hldni.com\/wp-content\/uploads\/2020\/12\/06-300x172.jpg 300w, https:\/\/webzine.hldni.com\/wp-content\/uploads\/2020\/12\/06-768x440.jpg 768w, https:\/\/webzine.hldni.com\/wp-content\/uploads\/2020\/12\/06-450x258.jpg 450w, https:\/\/webzine.hldni.com\/wp-content\/uploads\/2020\/12\/06-20x11.jpg 20w, https:\/\/webzine.hldni.com\/wp-content\/uploads\/2020\/12\/06-225x129.jpg 225w\" \/><aside class=\"gap cf\" style=\"height:64px;\"><\/aside>[\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text]\n<p class=\"a\"><span style=\"font-size: 24px;\"><b><span lang=\"KO\">\uc704\uae30 \uc18d \ud0c4\ub825\uc801\uc778 \ube44\uc988\ub2c8\uc2a4 \ubaa8\ub378 \ud544\uc694<\/span><\/b><\/span><b><\/b><\/p>\n[\/vc_column_text][vc_column_text]\n<p style=\"text-align: justify;\"><span lang=\"KO\">\uad6d\ub0b4 \ud504\ub86d\ud14c\ud06c \uc5c5\uacc4\ub97c \ub300\ud45c\ud558\ub294 \uc9c1\ubc29 \ub300\ud45c<\/span><span lang=\"EN-US\">, <\/span><span lang=\"KO\">\uae40\uc2b9\ubc30 \ud53c\ub370\uc2a4\uac1c\ubc1c \ub300\ud45c<\/span><span lang=\"EN-US\">, <\/span><span lang=\"KO\">\uc774\uc11d\uc900 \uc6b0\ubbf8\uac74\uc124 \ubd80\ud68c\uc7a5<\/span><span lang=\"EN-US\">, <\/span><span lang=\"KO\">\uc774\uc218\uc9c4 \uc57c\ub180\uc790 \ub300\ud45c\uc758 \uc758\uacac\ub3c4 \ub2e4\uc591\ud558\ub2e4<\/span><span lang=\"EN-US\">. <\/span><span lang=\"KO\">\uc548\uc131\uc6b0 \uc9c1\ubc29 \ub300\ud45c\ub294 \uc62c\ud574 \ubd80\ub3d9\uc0b0 \uc2dc\uc7a5 \uacbd\uc9c1\uacfc \uac70\ub798 \uac10\uc18c\ub85c \ucc3d\uc0ac \uc774\ub798 \ucd5c\ub300 \uc704\uae30\ub97c \uacaa\uc5c8\uc9c0\ub9cc<\/span><span lang=\"EN-US\">, <\/span><span lang=\"KO\">\uc55e\uc73c\ub85c\ub294 \uc2dc\uc138 \uc81c\uacf5 \uc11c\ube44\uc2a4\ub97c \ub118\uc5b4 \uc911\uac1c\uc778 \uc804\ubb38 \ubd84\uc57c<\/span><span lang=\"EN-US\">, <\/span><span lang=\"KO\">\ucd5c\uadfc \uac70\ub798 \uc0c1\ud669 \ub4f1\uae4c\uc9c0 \uc0b4\ud53c\ub294 \uc815\uad50\ud654\ub41c \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\uaca0\ub2e4\uace0 \ub9d0\ud588\ub2e4<\/span><span lang=\"EN-US\">. <\/span><span lang=\"KO\">\uc774\uc11d\uc900 \uc6b0\ubbf8\uac74\uc124 \ubd80\ud68c\uc7a5\uc740 <\/span><span lang=\"EN-US\">\u201c<\/span><span lang=\"KO\">\ud504\ub86d\ud14c\ud06c \uc5c5\uacc4 \ubc1c\uc804\uc744 \uc704\ud574 \uae30\uc874 \uc0b0\uc5c5 \uc885\uc0ac\uc790\ub4e4\uacfc \ud601\uc2e0\uc801 \uae30\uc220 \ubc1c\uc804\uc744 \ub3c4\ubaa8\ud558\ub294 \uc80a\uc740 \uc138\ub300\uc640\uc758 \uac08\ub4f1\uc744 \uc0dd\uc0b0\uc801\uc73c\ub85c \uc798 \ud480\uc5b4\uc11c \uc5b4\ub5a4 \uc2dc\ub108\uc9c0\ub97c \ub0bc \uac83\uc778\uc9c0\uac00 \ud504\ub86d\ud14c\ud06c \uae30\uc5c5\uc774 \ud480\uc5b4\uc57c \ud560 \uc219\uc81c<\/span><span lang=\"EN-US\">\u201d<\/span><span lang=\"KO\">\ub77c\uace0 \uc870\uc5b8\ud588\ub2e4<\/span><span lang=\"EN-US\">. <\/span><span lang=\"KO\">\uae40\uc2b9\ubc30 \ud53c\ub370\uc2a4\uac1c\ubc1c \ub300\ud45c\ub294 \ud504\ub86d\ud14c\ud06c \uc2dc\uc7a5\uc758 <\/span><span lang=\"EN-US\">10<\/span><span lang=\"KO\">\ubc30 \uc131\uc7a5\uacfc \ub0b4\ub144\uc740 \ubd80\ub3d9\uc0b0 \uac74\uc124 \ucabd \ud22c\uc790\uc640 \uc778\uc218\ud569\ubcd1\uc774 \ud65c\ubc1c\ud558\uac8c \uc774\ub8e8\uc5b4\uc9c8 \uac83\uc73c\ub85c \ub0b4\ub2e4\ubd24\ub2e4<\/span><span lang=\"EN-US\">.<\/span><\/p>\n[\/vc_column_text]<aside class=\"gap cf\" style=\"height:32px;\"><\/aside><img loading=\"lazy\" decoding=\"async\" width=\"860\" height=\"524\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" class=\"thb_image  left full  attachment-full thb-lazyload lazyload\" alt=\"\ucf54\ub85c\ub09819 \uc885\uc2dd\uc744 \uac00\ub2a0\ud560 \uc218 \uc5c6\ub294 \ud32c\ub370\ubbf9 \uc0c1\ud669 \uc18d \ud504\ub86d\ud14c\ud06c \uc0b0\uc5c5\uc740 \uc5b4\ub5a4 \ubcc0\ud654\uc758 \uc9c4\ud1b5\uc744 \uacaa\uace0 \uc788\uc744\uae4c? \uc9c0\ub09c 11\uc6d4 24\uc77c \ud55c\uad6d\ud504\ub86d\ud14c\ud06c\ud3ec\ub7fc\uc774 \uac1c\ucd5c\ud55c \u20182020 \ud504\ub86d\ud14c\ud06c \uae00\ub85c\ubc8c \ube44\uc804 \ucee8\ud37c\ub7f0\uc2a4\u2019\uc5d0\uc11c \uadf8 \ud78c\ud2b8\ub97c \uc5bb\uc744 \uc218 \uc788\ub2e4. \uad6d\ub0b4\uc678 \ud504\ub86d\ud14c\ud06c \uc2dc\uc7a5 \ub3d9\ud5a5\uacfc \uc804\ub9dd\uc744 \uc54c\uc544\ubcf4\uace0, \uad6d\ub0b4 \ud504\ub86d\ud14c\ud06c \uc5c5\uacc4 \ub300\ud45c 4\uc778\uc758 \ud1a0\ud06c \ucf58\uc11c\ud2b8\uc5d0\uc11c \ucc3e\uc740 \ud504\ub86d\ud14c\ud06c\uc758 \ubbf8\ub798\ub97c \ud568\uaed8 \uadf8\ub824\ubcf8\ub2e4.\" sizes=\"auto, (max-width: 860px) 100vw, 860px\" data-src=\"https:\/\/webzine.hldni.com\/wp-content\/uploads\/2020\/12\/07-1.jpg\" data-sizes=\"auto\" data-srcset=\"https:\/\/webzine.hldni.com\/wp-content\/uploads\/2020\/12\/07-1.jpg 860w, https:\/\/webzine.hldni.com\/wp-content\/uploads\/2020\/12\/07-1-300x183.jpg 300w, https:\/\/webzine.hldni.com\/wp-content\/uploads\/2020\/12\/07-1-768x468.jpg 768w, https:\/\/webzine.hldni.com\/wp-content\/uploads\/2020\/12\/07-1-450x274.jpg 450w, https:\/\/webzine.hldni.com\/wp-content\/uploads\/2020\/12\/07-1-225x137.jpg 225w, https:\/\/webzine.hldni.com\/wp-content\/uploads\/2020\/12\/07-1-20x11.jpg 20w\" \/><aside class=\"gap cf\" style=\"height:32px;\"><\/aside>[vc_column_text]\n<p style=\"text-align: justify;\"><span lang=\"KO\">\uad6d\ub0b4\uc678 \ud504\ub86d\ud14c\ud06c \uc0b0\uc5c5\uc744 \uc0b4\ud3b4\ubcf8 \uacb0\uacfc<\/span><span lang=\"EN-US\">, <\/span><span lang=\"KO\">\ucf54\ub85c\ub098<\/span><span lang=\"EN-US\">19<\/span><span lang=\"KO\">\ub77c\ub294 \uc704\uae30 \uc18d \ud504\ub86d\ud14c\ud06c \uc2dc\uc7a5\uc740 \ubd80\ub3d9\uc0b0 \uacbd\uae30\uc758 \ud655\uc7a5\uacfc 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